March 2008

There are 7 blog entries for March 2008.

Your the first to know about an upcoming home for sale in Meridian, ID.  It's located in Sutherland Farms, one S Meridians finest and best selling developments, where the average home price is about $385,000 and you are just seconds from the Eagle interchange.

This high quality home offers a split floor plan & large great room with gas fireplace. Open kitchen with gas range, wainscoting, beautiful maple cabinets & stone tile accents. Lots of natural light, vaulted ceilings & exceptional master bathroom with soaker tub surrounded by stone tile. The 4th room may be converted to a bedroom, office, or formal dining area. Large 3 car garage, vinyl fencing, & great location less than 5 minutes from I-84. A rare find in the highly desired Sutherland Farm

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Home Staging Checklist

Properly staging your home for sale takes some time and hard work but is one of the most important things you can do to sell you home for maximum value and get it sold in a reasonable amount of time.

As you go through this checklist and begin to clear out/reduce the clutter just think of it as getting a head start on the packing you'll have to do when your house sells. Also, quit packing around stuff you don't need or use any more. Make a donation pile and give it to charity.

In every room of the house, look as though you were the potential buyer. What do you see? What would make the room look better? What should be moved out? Could things be re-arranged to make the room look bigger? You don't want the buyer to not be

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"Pending Sales" are the best way to track current market activity. A sale goes pending when there is a signed purchase and sale agreement.

In Ada County (Boise, Eagle, Meridian, Star, Kuna, Garden City) pending sale activity has been increasing for existing homes but new construction has remained flat.

Existing Home Graph:

existing.jpg

New Construction Home Graph:

New Construction Pending Sales

This real estate data is from the Intermountain MLS.  Keep in mind, that not all these home sales will reach closing.  Some sales will fall due to financing issues, etc.

Tracking pending sales are important because if you only follow "solds" then you are watching activity that was occurring about 4 weeks earlier.  Pending sales are the best way to keep your finger on the pulse of the

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Are you having trouble keeping up with your mortgage payments? Have you received a notice from your lender asking you to contact them?

  • Don't ignore the letters from your lender
  • Contact your lender immediately
  • Contact a HUD-approved Housing Counseling Agency
  • Toll FREE (800) 569-4287
  • TTY (800) 877-8339

If you are unable to make your mortgage payment:

1. Don't ignore the problem. The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.

2. Contact your lender as soon as you realize that you have a problem. Lenders do not want your house. They have options to help borrowers through difficult financial times.

3. Open and respond to all mail from your lender.

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Basic Home Buying Process & Tips Step

1: Determine what you can afford

If don’t have a written budget you are going to want to make one.  How much of a house payment fits into your budget?

Step 2: Get Pre-Approved

If  you're a first time home buyer, make sure you talk to a lender who does Idaho Housing Loans (IHFA Loans).   These loans are often the most competitive with lower interest rates and smaller down payment requirements.  Ask the lender to give you give you a few different options and a "good faith estimate"  that shows you all the costs associated with the loans and what your payment would be.  You can find good lender's that I recommend here.  The lender who pre-approves you is not the person you have to use, but this should be one

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Forbes ranked Boise Idaho #2 for the best place to do business and careers in 2008.  The article ranked the Boise Metro area #2 by looking at Colleges, Cost of Doing Business, Cost of Living, Crime Rate, Culture and Leisure, Educational Attainment, Income Growth, Job Growth, and Net Migration.

You can read the whole article by Forbes here: http://www.forbes.com/lists/2008/1/bestplaces08_Boise-ID_2388.html

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