Boise Idaho Real Estate

Basic Home Buying Process & Tips Step

1: Determine what you can afford

If don’t have a written budget you are going to want to make one.  How much of a house payment fits into your budget?

Step 2: Get Pre-Approved

If  you're a first time home buyer, make sure you talk to a lender who does Idaho Housing Loans (IHFA Loans).   These loans are often the most competitive with lower interest rates and smaller down payment requirements.  Ask the lender to give you give you a few different options and a "good faith estimate"  that shows you all the costs associated with the loans and what your payment would be.  You can find good lender's that I recommend here.  The lender who pre-approves you is not the person you have to use, but this should be one

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Forbes ranked Boise Idaho #2 for the best place to do business and careers in 2008.  The article ranked the Boise Metro area #2 by looking at Colleges, Cost of Doing Business, Cost of Living, Crime Rate, Culture and Leisure, Educational Attainment, Income Growth, Job Growth, and Net Migration.

You can read the whole article by Forbes here: http://www.forbes.com/lists/2008/1/bestplaces08_Boise-ID_2388.html

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