Home Buying Tips
Mortgage Loan Basics
There are many factors that lenders consider in determining how much, and what type of loan you may qualify for. Before taking a look at the types loans, it’s good to understand a few key principles that lenders look at [click title to continue reading]
What are HUD Homes?
HUD Homes are homes owned by the U.S. Government. When a person buys a home using an FHA loan (Federal Housing Administration), FHA guarantees the loan against default for the lender (e.g. BofA, Wells Fargo, Etc.). [Click Title to Continue Reading]
Idaho real estate | Disclosure of physchological impacts
Many people are surprised to learn that “psychological impacts” are not required disclosures in Idaho real estate transactions. For example, if there was a suicide or homicide on the property the seller is not required to disclose this [click title to continue reading]
New IFHA Financing Option
There’s a new program by the Idaho Housing & Finance Association (IHFA) through its IdaMortgage loan program. The Affordable Advantage Loan is designed for first-time home-buyers [click title to continue reading]
First-Time Home Buyer Tax Credit
Time is nearing an end to take advantage of the first-time home buyer tax credit scheduled to expire December 1, 2009. [Click Title to Continue Reading]
Boise Bank-Owned or Boise Short Sale?
I’m often asked if Boise bank-owned homes or Boise short sales are better deals? While it can depend, and I’ve seen it go both ways, most often bank-owned homes are the better deal. [click title to continue reading]
100% Financing for Kuna and Star Id Homes
Looking for 100% financing? A rural development loan (RD Loan) is one of the few programs available to finance up to 100% of a home’s value. [click title to read full article]
Idaho Income Property Valuations
The most commonly used approach when valuing an income property is the capitalization approach (“cap rate”). [Click Title to Read Article]
Don’t use price/psf alone to determine value
When you’re hunting for Boise real estate deals, be sure to understand that price per square foot alone is not a good estimator of value…
Three Reasons to Get Pre-Approved… Now.
The first thing you should do when you begin thinking about purchasing a home is getting a loan pre-approval. Do not wait, even if you’re months away from purchasing. Here’s 3 reasons to get pre-approved immediately…
